
Rukiye Tohti | IREA
Frequently Asked Questions
1. Can I buy property in Japan if I live overseas?
Yes. You do not need to be a Japanese citizen or resident to purchase most residential properties in Japan. However, owning a property does not give you a visa or residency rights. The documentation and any reporting requirements will depend on your circumstances and the property.
2. Can I purchase a property without travelling to Japan?
In many cases, yes. Depending on the transaction, arrangements may include remote viewings and a Power of Attorney for certain procedures. I can help coordinate the process with the professionals involved and confirm which steps can be completed remotely before you commit.
3. What does the buying process involve, and how long does it take?
The main stages are finding a suitable property, submitting an offer, reviewing the property information and purchase terms, signing the contract, and completing payment and ownership registration.
The timeline depends on the property, the seller’s schedule, financing, and document preparation. I will explain the expected schedule for your purchase and keep you informed throughout.
4. What costs should I budget for beyond the property price?
Additional costs may include brokerage fees, registration taxes, judicial scrivener fees, applicable stamp duty, property acquisition tax, insurance, and financing fees. There may also be adjustments for property taxes and condominium fees at closing.
I provide a property-specific cost breakdown so you can understand the overall budget before signing. We will also review ongoing ownership expenses, including annual taxes and, for condominiums, management fees and repair reserve contributions.
5. What documents will I need?
Requirements depend on where you live and whether you are using financing. You will generally need identification and proof of address. Overseas buyers may also need notarized documents confirming their address and signature, while banks may request additional financial documents.
I help coordinate the checklist with the judicial scrivener and other parties involved, so you know what to prepare for your particular purchase.
6. Can foreign buyers get a mortgage in Japan?
Financing may be available, but eligibility varies by bank. Your residency status, income, employment history, and the property itself can affect the options. Non-resident buyers generally have fewer options than buyers living in Japan.
It is best to clarify your financing options early. Final approval and loan terms are determined by the bank.
7. How will you help me choose the right property?
We begin with your budget, priorities, and plans for the property—whether it will be your home, a second home, or an investment.
I help you compare locations and properties, explain the available information, and highlight points that deserve closer attention. This includes the building’s condition, management, ongoing costs, and any restrictions relevant to your plans. My role is to help you make a well-informed decision, without pressure to buy.
8. What support is available after the purchase?
My support continues after the handover. Depending on your needs, I can help coordinate property management, utilities, and building-related procedures, or introduce appropriate professionals for tax and other ownership matters.
If you live overseas, we can discuss the arrangements needed to look after your property before the purchase is completed.